December 24, 2019

Smart Engines document capture technology becomes the first to recognize payment cards of any type

Russian company Smart Engines has introduced an updated version of its proprietary technology for recognition of bank cards Bank Card Engine. The solution makes it possible for banks, payment systems, and other users of the solution to capture data from payment cards of any type, including those in which data fields are arranged in a non-standard way: cards with a traditional horizontal layout, vertically oriented cards (portrait bank cards), or cards with the data located on the back side. Bank Card Engine technology is available as an SDK and can be integrated into a mobile application, online web platform, or server; the SDK allows performing the data recognition in the video stream and from still images, in real time.

An important advantage of Bank Card Engine is its ability to provide industrial recognition quality in real-world conditions: on the go, inside a taxi cab or in the train while traveling, and under various lighting settings; the system does not rely on perfect conditions, and is able to capture bank cards with normal wear, and recognize the card from an image with any background. 

Furthermore, a fundamentally new approach to AI has been taken to develop this technology, which is referred by Smart Engines developers as Green OCR. It is aimed at reducing energy consumption during neural networks training and execution. Thus, when performing embedded algorithms — including character recognition — most computational heavy, energy-consuming multiplication operations are replaced by simple addition.

The integration of Bank Card Engine into a payment service enables users in a click to automatically enter bank card data to make payments, money transfers and other financial transactions in mobile applications and web platforms. It takes about a second to process the data, while ensuring the recognition accuracy of at least 99.61%. Bank Card Engine automatically determines the type of card, and autonomously applies the data to the relevant fields, namely: card number, card holder’s name, and the card’s expiration date. The technology is already used in mobile applications of leading digital banks, such as Tinkoff, Post Bank, Dukascopy bank, etc.

The SDK works on almost every mobile and server operating system, including iOS, Android, Linux, Windows, and Solaris. The software is updated on a regular basis and the new versions are provided to our clients free of charge. The technology can be tested by downloading Smart IDReader demo application from Google play or the App Store.

Test Drive Our Smart Engines

A range of free demo apps for intelligent document procesing allows you to experience the power of Smart Engines software in a real-world context.

Why not experience the power of Smart Engines for yourself? Our free demo apps allow you to test the capabilities of our identity document recognition software on mobile devices and scanners.

Simply display any document to the camera, allow the app to recognise and capture the necessary data, then store in a file, form or work sheet.

Demo apps require access to the camera on your smartphone or device. Some will also request access to the photo gallery in order to demonstrate single-photo document recognition. Others include ‘Make a request’ functionality to enable the sending of information from your e-mail application to the Smart Engines sales department.

Demo apps do not make any copies of your data and never send data to external servers.

Recognition is performed entirely on the device with the sole purpose of allowing you to test the capabilities for yourself. Rest assured that our demos contain no malware or viruses.

Download a demo from Google Play or the App Store only to ensure you use the latest official app.

Questions about Smart Engines demo apps?
Contact us at support@smartengines.com

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